Micron Associates Unveils the 2012 Norton Antivirus



A computer virus is a computer program that can copy itself and infect a computer without your permission or knowledge. Viruses can also spread to other computers by email or when you connect to the Internet. The term “computer virus” is sometimes used as a catch-all phrase to include computer viruses, worms, root kits, and other exploits. Once on your computer, many of these threats tend to show little to no symptoms so they can survive undetected or they can disable your anti-virus software without you being aware. At the same time, less than 25% of computers are fully protected because the anti-virus software is not kept up-to-date, installed on all the computers in a home, or the operating system or other applications have not been patched to fix security holes. These issues highlight a fundamental flaw in today’s home network security and why an additional layer of protection is needed.

That is just one of the best features of Norton Antivirus in which others antivirus don’t have. Norton Antivirus was developed and distributed by Symantec Corporation, provides malware prevention and removal during a subscription period. It uses signatures and heuristics to identify viruses. Other features include e-mail spam filtering and phishing protection. Furthermore, Norton Antivirus continues to reinvent itself in order to maintain competitiveness in a field of contenders that leapfrog each other from year to year. This antivirus software works. It applies the latest security technologies known to the industry. And it has a vast number of loyal users who trust their security to Norton every day, year in and year out.

Norton Antivirus is a free 24/7 support for one year after initial product installation and can get help and answers by phone, email, live chat or online whenever you need it. It also organizes program controls and settings,and gives you one-click access to web-based Norton services on one easy-to-read screen.

Norton is an automatically downloads software updates and new features in the background as they become available during your subscription period, without interrupting you or slowing down your computer. It also tells you what Norton Antivirus has done in the previous month to keep you safe from any threats.

In addition, Norton Antivirus helps you to identify fraud websites and validates authentic ones so you can surf, shop and with self-assured bank online without exposing yourself to dangerous websites.It helps guard your computer against all kinds of cyber threats with comprehensive,award-winning protection.


Micron Associates reports Real Estate Firm after Owner Admitted Stealing over $600k Health from Sellers



New Jersey- A couple Joann Smith and Wayne Betha who owns the real estate firm pleaded guilty to stealing from home sellers by taking profits from home sales, and well as defrauding mortgage companies by falsifying the earnings of loan applicants.

 According to the report released on Mortgage Fraud Blog and reviewed with the Micron Associates Professionals, it showed that between the month of August 2006 and February 2008, with their real estate firm, S&B Property Management and Maintenance LLC of Trenton, the couple stole over $600,000 from sellers in connection with 11 home sales. Smith and Betha ostensibly averted the sales into their own bank accounts for their personal use, misleading the seller into believing they were not entitled to all of the profits from their homes.

 The couple used a variety of schemes to fraudulently divert proceeds from the home sales into bank accounts maintained by Smith and S&B. They represented to sellers and title companies that monies were owed to them for expenses, including property renovations and repairs that were never done and exorbitant consultant fees that they claimed the sellers had authorized. Many of the checks issued by the title companies handling the property sales were written to the home sellers, but Smith convinced the sellers to sign the checks over to her for payment of business expenses and fees. In several instances, the defendants falsely indicated on HUD forms and tax forms that the sellers directly received all of the profits from the home sales. They also omitted to tell sellers that they were agreeing in mortgage closing documents to pay large, unauthorized “seller’s concessions or seller’s assists” to the buyers.

 Most of the sellers were having serious health financial problems and could not continue paying their mortgages. The 11 homes are in Trenton (4 homes), Ewing (1 home), Hamilton (2 homes), Orange (1 home), Willingboro (2 homes), and Camden (1 home), New Jersey.

 In arranging for sales of three of the homes, Smith and Betha provided false information about the salary or wages of the buyers on settlement forms filed with the U.S. Department of Housing and Urban Development (HUD) and mortgage applications, causing three mortgage companies to issue loans totaling approximately $641,800.

The victims were not financially sophisticated. They did not understand the details of the property closings and, because of their financial woes, were anxious to be free of the obligation of paying mortgages they could no longer afford. Smith and Betha took advantage of these facts to steal the victims’ profits from the home sales.

Smith sometimes wrote false notations on checks written from her account and the S&B account to make it appear that payments were made for home repairs. Other times she would write a small check to the seller and write “gift” in the memo portion of the check. Smith and Betha used the diverted funds for personal expenses, withdrawing hundreds of thousands of dollars, primarily as ATM withdrawals, checks written to cash, and checks written to Betha.

No corporate business tax returns were filed with the State of New Jersey for S&B for 2005 through 2008. Smith also failed to file state personal income tax returns for those years. Betha failed to file a state personal income tax return for 2007.

Under their plea agreements, they will each face a sentence of five to 10 years in state prison and will be required to enter a consent judgment to pay restitution to the home sellers, as well as the mortgage lenders, to the extent that the lenders have sustained losses.